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| Haberdeen Professional Liability Advantage |
Pollution, Fungi, Bacteria
No sub-limits or exclusions for failure to advise of pollution, fungi, bacteria.
Pre-Claim Assistance
Covers expenses associated with the evaluation and mitigation of a potential claim. The limit of liability or the deductible do not apply to pre-claim expenses.
Network and Information Security Offense Coverage
Covers claims for the transmission of a computer virus; claims for the failure to control access to the insured’s computer or network; and the failure to prevent unauthorized access to, or use of, data containing confidential information of others.
Crisis Event Expense Reimbursement
Reimburses costs of consulting services of a public relations firm incurred in response to a crisis event that has had a material adverse impact on the named insured’s reputation. A crisis event includes the death or departure of principal, potential dissolution of the named insured, workplace violence, or other event that has a material adverse effect on the named insured’s reputation. Limits are $10,000/$30,000. All payments are outside of the limit and no deductible applies.
This coverage applies to any or all of the following services you perform:
• Abstractor
• Auctioneer
• Real estate agent or broker
• Title agent, title searcher, abstractor, closing agent or escrow agent
• Title-opinion lawyer
• Witness closer